Privy CFO
Board-grade finance. Signed by a CFO. Delivered by working day 10.
A monthly board pack built from your bookkeeping: P&L against budget, balance sheet, cash flow, a 13-week cash forecast and a commentary letter reviewed and signed by a chartered accountant. For Dutch startups and SMEs, from €750 per month.
How it works
Three steps. No new bookkeeping.
Connect your books, read-only
Link Exact Online, Twinfield, Moneybird or Xero in a few minutes, or simply email us an export. Access is read-only: we can see your ledger, and we can never change it.
We draft, a CFO reviews
Our platform assembles the full pack from your ledger. Every figure traces back to the journal lines behind it. Louis Botha, CA(SA), then reviews, edits and signs the pack. Nothing reaches you without that review, and the stamp on the cover records it.
Your pack lands by working day 10
Published to your secure portal as an interactive report and a board-ready PDF. Between packs you get a KPI dashboard, a mid-month cash flash and answers to your questions, grounded in your published numbers.
The pack
What your board reads each month.
- CFO letter, signed
- KPI summary
- P&L vs budget, with variance bridge
- Balance sheet & working capital
- Cash flow & 13-week forecast
- Framework notes (Dutch GAAP, IFRS or US GAAP)
- Appendix: detail tables
P&L vs budget · May 2026 · Dutch GAAP management basis, unaudited · figures in EUR · demo data
| Line | Actual | Budget | Variance | Source |
|---|---|---|---|---|
| Revenue | 412,500 | 400,000 | +12,500 | [GL 8000 · May-26] |
| Cost of sales | −167,300 | −164,000 | −3,300 | [GL 7000 · May-26] |
| Gross margin | 245,200 | 236,000 | +9,200 | |
| Operating expenses | −198,400 | −205,000 | +6,600 | [GL 4000–4999 · May-26] |
| EBITDA | 46,800 | 31,000 | +15,800 |
Pricing
Three tiers. One onboarding fee. No long contracts.
Core
€750 / month
- Monthly board pack (web + PDF)
- KPI dashboard
- Portal Q&A on your reports
- Ask Privy CFO: answers from your published numbers
Plus
€1,250 / month
- Everything in Core
- Monthly review call with your CFO
- Priority handling of data queries
Board
€2,500 / month
- Everything in Plus
- Quarterly reforecast & scenarios
- Board deck (PPTX) each month
- CFO attendance at board meetings
- Viewer seats for investors
All tiers carry a one-off onboarding fee of €1,500. Prices exclude BTW. Monthly rolling; cancel with one month's notice and take a full export of everything with you.
Free Health Scan
Send us your books export. Get a one-page scan.
Email an XAF audit file or a trial balance export from your accounting package. Within a few days you'll receive a one-page Financial Health Scan: your margin trend, your cash runway and the three things we would look at first. Reviewed by a CFO before it is sent. No commitment attached.
How your data is handled
EU, end to end
Storage, processing and AI inference all run in EU regions.
Read-only, always
We never post, edit or reconcile entries in your ledger.
Every number traceable
Each published figure links to its journal lines and a dataset snapshot.
GDPR by contract
Processor agreement with every client. Full export whenever you leave.